Gelt allows you to send money to anyone in the United States from your phone. You can send funds to any Zelle account including an email Zelle account and also to someone that does not have Zelle or Quickpay. Once you have Funds in yor Gelt wallet. the payment is made immediatly. You can add funds to your Gelt Wallet by linking your Gelt Wallet to an existing Bank Account. Gelt does not automatically withdraw money from your Bank Account. You have to initiate the transfer each time. Gelt charges $2 for each payment you make to someone else.

Gelt charges a fixed fee of $2 each time you transfer money into someone else's account. There are no fees to transfer money from your bank account to your Gelt Wallet or from your Gelt Wallet back to your Bank Account.

Gelt has partnered with a FDIC insured bank so your balance is insured up to USD 250,000 just like a bank account.

There is no limit to the amount of funds you can transfer using Gelt although our our systems might limit your account if we suspect fraud or other suspicious activities.

Call our number and choose the option to link your bank account. You will have to enter your bank routing and account number. The name on the Bank Account has to match your Gelt profile name.

Yes. You can open a Gelt Business account. It will require additional information. Call our number and choose the option to open a Business account.

No. In order for you to add funds to your Gelt Wallet, you will have to initiate the 'deposit' to transfer from your linked bank account to Gelt.

For a personal account you have to provide:

Legal First and Last Name

Address

Date of Birth

Last 4 digits of your social security.

For a Business account you have to provide:

Business name

Tax id

Website

Address

Phone

and the beneficial owner (>25% or an officer of the company):

Legal First and Last Name

Address

Date of Birth

Last 4 digits of social security.

All of the information on Gelt is encrypted and once entered is no longer visible even to Gelt.

You can fund your Gelt Wallet two ways: You can ask Gelt to withdraw an amount from your linked bank account and that can take up to 4 business days until those funds are available in your gelt wallet. The Second option is to provide your bank with your Gelt Wallet Bank Routing and Account number and your bank can ACH the funds to Gelt. Your bank might charge a fee for ACH however if your bank ACH the funds to Gelt they should be available in 1 business day.

Yes, any Gelt user can send funds to your Gelt Wallet. At this time Gelt does not support receiving funds from a non Gelt User.

Yes. At anytime you can initiate a withdrawal of funds back to your bank account. There is no charge to withdraw funds